Form: 10-Q

Quarterly report pursuant to Section 13 or 15(d)

EXHIBIT INDEX

Published on











































EXHIBIT 99



EXHIBIT INDEX



Exhibit
Number Description


4(a) Copy of Second Amended Line of Credit Loan Agreement
providing for the Issuance of a Line of Credit Note
in the amount of $27,000,000.


4(b) Copy of Line of Credit Note Under Second Amended Line
of Credit Loan Agreement.

(15) Letter from independent public accountants pursuant to
paragraph (d) of Rule 10-01 of Regulation S-X
(incorporated by reference to Independent Accountants'
Review Report at page 2 hereof).

(20) Report to Stockholders for the three months ended
September 30, 1995 (without financial statements).

(27) Financial Data Schedule for the quarter ended
September 30, 1995.