Form: 10-Q

Quarterly report pursuant to Section 13 or 15(d)

EXHIBIT INDEX

Published on































































EXHIBIT 99



EXHIBIT INDEX



Exhibit
Number Description




15 Letter from independent public accountants
pursuant to paragraph (d) of Rule 10-01 of
Regulation S-X (incorporated by reference to
Independent Accountants' Review Report at page 2
hereof).

20 Report to Stockholders for the six months ended
December 31, 1994 (without financial statements).

27 Financial Data Schedule for the six months ended
December 31, 1994.